Have you been sitting on the fence deciding on filing bankruptcy or not? There are a lot of people who push this off because of fear of everything they will LOSE. No one likes to lose out on anything, especially when you feel like that is all you have to your name. Although there will always be assets you might lose in your bankruptcy, there are a lot of things that you are allowed to keep during the bankruptcy process.It is actually pretty rare that an average family loses any property during their bankruptcy. The bankruptcy laws allow for lots of your property to be “exempt” – meaning that the court can’t take it from you.
If you were not aware (which most people are not), there are federal and state exemptions that protect you from losing some assets. There are different rules for chapter 7 bankruptcy compared to a chapter 13 bankruptcy. Both under both chapter 7 and chapter bankruptcies you will find that most if not all of your property can be legally protected if you are using a good bankruptcy lawyer. There are too many examples to give for every type of property, but one common question we get is about your house. For example, the federal exemptions allow you to keep $150,000 worth of equity in a home (if owned outright), meaning you don’t have to lose your home just because you are filing bankruptcy. There are other exemptions regarding your household goods, clothes, jewelry, cars (up to 6,000 of equity for a car; and only one car per person filing), and most equipment you might use for work. One of the other most common questions relates to your retirement accounts. All tax exempt plans and 401ks are also protected when you file bankruptcy. If you are seriously considering filing bankruptcy, but you are on the fence hung up about the thought of losing something, you should consider your options and be open to cleaning the slate while retaining some of your assets. Come in and lets us review your property to confirm what risks if any you have. Every person and family is different and you should double check with a qualified bankruptcy attorney before filing to ensure your assets are protected.
If you need more information about the bankruptcy process, if you qualify and what your situation will look like after filing bankruptcy- or any other questions about your assets and what you will be walking away with, give Dodge and Vega a call and schedule your free consultation today!
Come in for your free consultation to see what discounts and price you qualify for! Call us at 480-656-8333 any time night or day and we can get you scheduled to speak with one of our qualified bankruptcy attorneys.
Angelica Wilson, Dodge & Vega PLC
Dodge & Vega PLC founded by Ben Dodge, attorney at law. Ben owns and manages a law firm of Affordable Arizona Bankruptcy Lawyers. He is a nationally certified trial attorney, entrepreneur, endurance Athlete, and extreme Ultra Cyclist.
A consultation with experienced Arizona Divorce Attorney Ben Dodge is free
Understanding your rights and what you are entitled too, Ben Dodge is known as a serious litigator. There are two types of attorneys, those that sit behind a desk and push paper and those who actually hit the court room in the real world and get things done. Ben is a litigator who thrives in the court room. He once said: “It is one thing to tell your clients you are a good lawyer, it is an entirely different thing to be willing to prove it to them while they watch you do your work in front of them, in front of a jury watching your every move, in front of a judge, and your peers who are lawyers on the other side if your case. I love the opportunity to go to court and put my money where my mouth is.
In my experience most lawyers are either afraid of the court room or not good at it and belong behind a desk or both.” -Ben Dodge Ben is one a very few lawyers trained in advance litigation skills through the National Institute of Trial Attorneys (NITA) and has earned the designation as a NITA Advocate.
The negotiation tactics and strategies of winning a case are extremely important, but should always take a back row seat to the litigation experience and knowledge of court room rules, local, state, and federal rules of civil procedure that can have significant impact on your case. It is wise to be represented by someone well versed in the law, civil procedures, local and state ordinances, rules, regulations, policies, and even the court room politics that always play out.
Ben Dodge always offers a complimentary in person consultation to all clients. For those who live out of state or are otherwise busy with work, etc. Ben will do a complimentary phone consultation as well. Typically the consultations are scheduled from 30-60 minutes depending on the severity of the case. You can expect to get answers to questions, clarity, information, and reassurance of your personal, family, or business issues. In your free consultation you can generally expect to discuss such topics as:
- What your legal issue is really about.
- Whether or not you have any chance of winning and how to make that possible.
- Our unique and incredible fee structure making Dodge & Vega lawyers affordable for almost any budget.
- Your specific case details, any pictures, police reports, or any other evidence you provide for his review.
- The applicable local, state, and federal laws underlying your case.
- Your rights, obligations, and any potential liability.
- The process, procedure (in and out of court), and the time frame required to conclude your case.
You can call Arizona Lawyer Ben Dodge of Dodge & Vega, PLC at 1.480.656.8333. Mr. Dodge’s staff is standing and ready to accept your call 24 hours a day, 7 days a week, every single day of the year. Someone from our office will personally return your call within 24 hours to schedule an appointment with Mr. Dodge or one o his associate attorneys. There is never an obligation past a complimentary consultation with Mr. Dodge. His passion is in relentless representation and his entire office stands ready to serve with kindness, compassion, and patience. We strive to make a legal experience with our firm one of the most outstanding customer service experiences you will ever have and to do so without you having to go broke! Lawyers can be incredible and affordable. Let us show you how.
Dodge & Vega, PLC
Call Ben Dodge, your incredible Arizona Lawyer today at 1.480.656.8333.
Mr. Dodge can also be reached by email at [email protected]
His main Arizona offices are located at:
Mesa Arizona (home base office)
7227 E. Baseline Rd. STE 109,
Mesa, Arizona 85209
Phoenix Arizona office
2415 e. Camelback Rd., suite 700
Phoenix, Arizona 85016
Tucson Arizona office
One South Church Avenue, 12th Floor
Tucson, Arizona 85701