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Child Support, Unemployment Benefits, and the COVID-19 $600 Emergency Unemployment Insurance Benefit

Many people have suffered severe financial distress as a result of the ongoing COVID-19 pandemic. If you are one of those individuals, it is critically important for you to know what financial resources you may have available to you. You may be aware that Arizona has implemented an additional $600 emergency unemployment insurance benefit in an attempt to limit the financial impact of COVID-19 on individual families and the economy as a whole. However, it is also important for you to understand that this benefit is not without limitations.

In general, if you are ordered to pay child support and are a recipient of unemployment benefits, Arizona law provides that the Department of Economic Security (“DES”) shall deduct your child support obligation from the unemployment benefits. Specifically, DES shall withhold up to 50% of your unemployment benefits (A.R.S. § 23-789). The additional $600 benefit is also subject to the same 50% withholding standard. Below are some examples of how the withholding operates.[1]

  • COVID-19 Child Support Issues re Unemployment and Stimulus Money

    If your child support obligation is $250 and your unemployment benefit is $500, DES will withhold the $250 child support obligation because that is 50% of your unemployment benefit. You will receive the remaining $250.

  • If your child support obligation is $200 and your unemployment benefit is $500, DES will withhold the $200 child support obligation because it is less than 50% of your unemployment benefit. You will receive the remaining $300.
  • If your child support obligation is $500 and your unemployment benefit is $500, DES will only withhold $250 for the child support obligation because it may only deduct 50% of the unemployment benefit. You will receive the remaining $250. However, it is important to note that the remaining $250 of the child support obligation is still due and owing – your child support obligation is not satisfied in full simply because DES withheld funds for a partial payment of the child support obligation. In that case, you must manually make the payment of the remaining balance to the Arizona Child Support Clearinghouse (or other method if so ordered).

At Dodge & Vega, PLC, we are monitoring the COVID-19 pandemic and its effects in the field of family law, and we are committed to keeping our clients informed and up-to-date with the most recent guidance available.

If you have any questions about new changes in Arizona Family Law, then contact our office to schedule a free consultation with our firm and know your rights. 480-656-8333.

Written By:

Kevin Whitacre, Dodge & Vega PLC

 

[1] Please note that these numbers have been selected for ease of use to demonstrate the general principle how the withholding is applied. Please also note that child support obligations are generally monthly in nature and that unemployment benefits are generally weekly in nature.

Dodge & Vega PLC founded by Ben Dodge, attorney at law. Ben owns and manages a law firm of Affordable Arizona Bankruptcy, Family Law, and Personal Injury Lawyers. He is a nationally certified trial attorney, entrepreneur, endurance Athlete, and extreme Ultra Cyclist.

Ben Dodge, Esq.

 

 

 

A consultation with experienced Arizona Divorce Attorney Ben Dodge is free

Understanding your rights and what you are entitled too, Ben Dodge is known as a serious litigator. There are two types of attorneys, those that sit behind a desk and push paper and those who actually hit the court room in the real world and get things done. Ben is a litigator who thrives in the court room. He once said: “It is one thing to tell your clients you are a good lawyer, it is an entirely different thing to be willing to prove it to them while they watch you do your work in front of them, in front of a jury watching your every move, in front of a judge, and your peers who are lawyers on the other side if your case. I love the opportunity to go to court and put my money where my mouth is.

Ben Dodge, Trial Lawyer and NITA Advocate

In my experience most lawyers are either afraid of the court room or not good at it and belong behind a desk or both.” -Ben Dodge Ben is one a very few lawyers trained in advance litigation skills through the National Institute of Trial Attorneys (NITA) and has earned the designation as a NITA Advocate.

The negotiation tactics and strategies of winning a case are extremely important, but should always take a back row seat to the litigation experience and knowledge of court room rules, local, state, and federal rules of civil procedure that can have significant impact on your case. It is wise to be represented by someone well versed in the law, civil procedures, local and state ordinances, rules, regulations, policies, and even the court room politics that always play out.

Ben Dodge always offers a complimentary in person consultation to all clients. For those who live out of state or are otherwise busy with work, etc. Ben will do a complimentary phone consultation as well. Typically the consultations are scheduled from 30-60 minutes depending on the severity of the case. You can expect to get answers to questions, clarity, information, and reassurance of your personal, family, or business issues. In your free consultation you can generally expect to discuss such topics as:

  • What your legal issue is really about.
  • Whether or not you have any chance of winning and how to make that possible.
  • Our unique and incredible fee structure making Dodge & Vega lawyers affordable for almost any budget.
  • Your specific case details, any pictures, police reports, or any other evidence you provide for his review.
  • The applicable local, state, and federal laws underlying your case.
  • Your rights, obligations, and any potential liability.
  • The process, procedure (in and out of court), and the time frame required to conclude your case.

You can call Arizona Lawyer Ben Dodge of Dodge & Vega, PLC at 1.480.656.8333. Mr. Dodge’s staff is standing and ready to accept your call 24 hours a day, 7 days a week, every single day of the year. Someone from our office will personally return your call within 24 hours to schedule an appointment with Mr. Dodge or one o his associate attorneys. There is never an obligation past a complimentary consultation with Mr. Dodge. His passion is in relentless representation and his entire office stands ready to serve with kindness, compassion, and patience. We strive to make a legal experience with our firm one of the most outstanding customer service experiences you will ever have and to do so without you having to go broke! Lawyers can be incredible and affordable. Let us show you how.

Dodge & Vega, PLC

Call Ben Dodge, your incredible Arizona Lawyer today at 1.480.656.8333.

Mr. Dodge can also be reached by email at [email protected]

His main Arizona offices are located at:

Mesa Arizona (home base office)
7227 E. Baseline Rd. STE 109,
Mesa, Arizona 85209

Phoenix Arizona office
2415 e. Camelback Rd., suite 700
Phoenix, Arizona 85016

Tucson Arizona office
One South Church Avenue, 12th Floor
Tucson, Arizona 85701

Mr. Dodge relentlessly represents clients in the entire state of Arizona including but not limited to Mesa, Phoenix, Tucson, Yuma, Gilbert, Peoria, Glendale, Scottsdale, Ahwatukee, Tempe, Chandler, Prescott, Sedona, Flagstaff, Surprise, Kingman, Page, Lake Havasu City, Payson, Goodyear, Buckeye, Queen Creek, Paradise Valley, Show Low, Winslow, Maricopa, Nogales, Globe, Avondale, Cave Creek, Fountain Hills, Apache Junction, Carefree, Wickenburg, Pinetop-Lakeside, Strawberry, Anthem, Safford, and more. Ben Dodge is an experienced Arizona Personal Injury lawyer, Arizona Family Law lawyer, Arizona Divorce lawyer, Arizona Bankruptcy lawyer, Arizona Child Custody lawyer, Arizona Estate Planning lawyer, and an Arizona Bicycle Accident lawyer. He can cover all areas of family law, personal injury, bankruptcy and estate planning for you.

Bill Pending Before Arizona Legislature Regarding Burden of Proof in Legal Decision-Making and Parenting Time Matters

The current Arizona legislative session began on January 13, 2020. Prior to that date, there were at least 284 bills introduced for the legislators’ consideration, and one of which, House Bill 2153, pertains to the standard of evidence that is applied in family law matters.

The current statute, Arizona Revised Statute § 25-103, provides as follows:

  1. It is declared that the public policy of this state and the general purposes of this title are:
    1. To promote strong families;
    2. To promote strong family values.
  2. It is also the declared public policy of this state and the general purpose of this title that absent evidence to the contrary, it is in a child’s best interest:
    1. To have substantial, frequent, meaningful and continuing parenting time with both parents.
    2. To have both parents participate in decision-making about the child.
  3. A court shall apply the provisions of this title in a manner that is consistent with this section.

House Bill 2153 addresses what standard of evidence or burden of proof should be necessary to support of finding that it is not in a child’s best interest to have substantial, frequent, meaningful, and continuing parenting time with both parents and for both parents participate in decision-making about the child.

Arizona Family Laws of Legal Decision Making

The burden of proof currently applied in family law matters is that of a preponderance of the evidence; plainly put, a preponderance of the evidence generally means proving that something is simply more likely than not (or a 50.1% probability). However, House Bill 2153 will amend the statute to read that clear and convincing evidence is required. Clear and convincing evidence is a higher standard than a preponderance of the evidence. To meet the burden of clear and convincing evidence, it generally must be proven that something must be highly more probable to be true than not (akin to something closer to 75% probability).

The attorneys and staff at Dodge & Vega, PLC are devoted to staying informed of the most up-to-date information that affect family law litigation. As such, we will be monitoring the status of this bill and any other pertinent bills that will introduced later in the legislative session.

If you have any questions about new changes in Arizona Family Law, then contact our office to schedule a free consultation with our firm and know your rights. 480-656-8333.

Written By:

Kevin Whitacre, Dodge & Vega PLC

 

Dodge & Vega PLC founded by Ben Dodge, attorney at law. Ben owns and manages a law firm of Affordable Arizona Bankruptcy, Family Law, and Personal Injury Lawyers. He is a nationally certified trial attorney, entrepreneur, endurance Athlete, and extreme Ultra Cyclist.

Ben Dodge, Esq.

 

 

 

A consultation with experienced Arizona Divorce Attorney Ben Dodge is free

Understanding your rights and what you are entitled too, Ben Dodge is known as a serious litigator. There are two types of attorneys, those that sit behind a desk and push paper and those who actually hit the court room in the real world and get things done. Ben is a litigator who thrives in the court room. He once said: “It is one thing to tell your clients you are a good lawyer, it is an entirely different thing to be willing to prove it to them while they watch you do your work in front of them, in front of a jury watching your every move, in front of a judge, and your peers who are lawyers on the other side if your case. I love the opportunity to go to court and put my money where my mouth is.

Ben Dodge, Trial Lawyer and NITA Advocate

In my experience most lawyers are either afraid of the court room or not good at it and belong behind a desk or both.” -Ben Dodge Ben is one a very few lawyers trained in advance litigation skills through the National Institute of Trial Attorneys (NITA) and has earned the designation as a NITA Advocate.

The negotiation tactics and strategies of winning a case are extremely important, but should always take a back row seat to the litigation experience and knowledge of court room rules, local, state, and federal rules of civil procedure that can have significant impact on your case. It is wise to be represented by someone well versed in the law, civil procedures, local and state ordinances, rules, regulations, policies, and even the court room politics that always play out.

Ben Dodge always offers a complimentary in person consultation to all clients. For those who live out of state or are otherwise busy with work, etc. Ben will do a complimentary phone consultation as well. Typically the consultations are scheduled from 30-60 minutes depending on the severity of the case. You can expect to get answers to questions, clarity, information, and reassurance of your personal, family, or business issues. In your free consultation you can generally expect to discuss such topics as:

  • What your legal issue is really about.
  • Whether or not you have any chance of winning and how to make that possible.
  • Our unique and incredible fee structure making Dodge & Vega lawyers affordable for almost any budget.
  • Your specific case details, any pictures, police reports, or any other evidence you provide for his review.
  • The applicable local, state, and federal laws underlying your case.
  • Your rights, obligations, and any potential liability.
  • The process, procedure (in and out of court), and the time frame required to conclude your case.

You can call Arizona Lawyer Ben Dodge of Dodge & Vega, PLC at 1.480.656.8333. Mr. Dodge’s staff is standing and ready to accept your call 24 hours a day, 7 days a week, every single day of the year. Someone from our office will personally return your call within 24 hours to schedule an appointment with Mr. Dodge or one o his associate attorneys. There is never an obligation past a complimentary consultation with Mr. Dodge. His passion is in relentless representation and his entire office stands ready to serve with kindness, compassion, and patience. We strive to make a legal experience with our firm one of the most outstanding customer service experiences you will ever have and to do so without you having to go broke! Lawyers can be incredible and affordable. Let us show you how.

Dodge & Vega, PLC

Call Ben Dodge, your incredible Arizona Lawyer today at 1.480.656.8333.

Mr. Dodge can also be reached by email at [email protected]

His main Arizona offices are located at:

Mesa Arizona (home base office)
7227 E. Baseline Rd. STE 109,
Mesa, Arizona 85209

Phoenix Arizona office
2415 e. Camelback Rd., suite 700
Phoenix, Arizona 85016

Tucson Arizona office
One South Church Avenue, 12th Floor
Tucson, Arizona 85701

Mr. Dodge relentlessly represents clients in the entire state of Arizona including but not limited to Mesa, Phoenix, Tucson, Yuma, Gilbert, Peoria, Glendale, Scottsdale, Ahwatukee, Tempe, Chandler, Prescott, Sedona, Flagstaff, Surprise, Kingman, Page, Lake Havasu City, Payson, Goodyear, Buckeye, Queen Creek, Paradise Valley, Show Low, Winslow, Maricopa, Nogales, Globe, Avondale, Cave Creek, Fountain Hills, Apache Junction, Carefree, Wickenburg, Pinetop-Lakeside, Strawberry, Anthem, Safford, and more. Ben Dodge is an experienced Arizona Personal Injury lawyer, Arizona Family Law lawyer, Arizona Divorce lawyer, Arizona Bankruptcy lawyer, Arizona Child Custody lawyer, Arizona Estate Planning lawyer, and an Arizona Bicycle Accident lawyer. He can cover all areas of family law, personal injury, bankruptcy and estate planning for you.

Do you own a small business in Arizona? Are you considering filing bankruptcy? During these challenging times, we may begin noticing that more and more small businesses will be looking to file bankruptcy as they may be in a position where they must close their doors for good. Based on the type of business you have, what type of revenue it is bringing (or not bringing in) and various other items related to your business, we will determine if bankruptcy is even a good idea for you. If bankruptcy is an option we will help you figure out which bankruptcy is best for you and or your business.

If your business is in a position of generating zero income, and you are at the point of closing up shop for good, you may opt for a Chapter 7 bankruptcy. A chapter 7 bankruptcy is the easiest and quickest way to close out your business debt. In a chapter 7, you can wipe out most if not all of the liabilities that fall on you. Depending on qualifying factors, you may have to opt for a Chapter 13 bankruptcy. Don’t frightened of a Chapter 13 bankruptcy. Although in Chapter 13 bankruptcy you may still be required to make some monthly payments on the debt, you can also discharge some or most of the debt. Either way, you will be out of your current situation and be able to take a deep breath.

Arizona Business Bankruptcy Lawyers

Are you a sole proprietor? If so, the thought on your mind might be that you are responsible for both personal and business debts. When filing a Chapter 7 bankruptcy you will be allowed exemptions to protect some or both your business and personal property while eliminating both business and personal debts. If you are practicing as a sole proprietor and your business is skill or service based, you may even be able to keep your business going. Since your knowledge can’t be sold off as an asset, you will be able to eliminate the business debt and allow yourself to remain in business.

When filing a Chapter 13 bankruptcy as a sole proprietor, it is important to evaluate whether you anticipate income, and whether you want to keep inventory or equipment. If this is the case a Chapter 13 bankruptcy may be the better option for you and your business. In a Chapter 13 bankruptcy your business as an asset, can be retained while making payments over a 3-5 year period on the debt and the assets.

If you are a small business owner in Arizona and your debt is getting out of control, you should give Dodge & Vega a call. We have been doing this since 2006and we are exceptionally good at evaluating business and personal debt solutions. With over a decade and a half of experience with bankruptcy and we are prepared to take your case today and get those creditors off your back. Call us today for your no-cost consultation!

If you are struggling financially and want to know about all of your debt relief options, then contact our office to schedule a free consultation with our firm and know your rights. 480-656-8333.

Written By:

Angelica Wilson, Dodge & Vega PLC

 

Dodge & Vega PLC founded by Ben Dodge, attorney at law. Ben owns and manages a law firm of Affordable Arizona Bankruptcy, Family Law, and Personal Injury Lawyers. He is a nationally certified trial attorney, entrepreneur, endurance Athlete, and extreme Ultra Cyclist.

Ben Dodge, Esq.

 

 

 

A consultation with experienced Arizona Divorce Attorney Ben Dodge is free

Understanding your rights and what you are entitled too, Ben Dodge is known as a serious litigator. There are two types of attorneys, those that sit behind a desk and push paper and those who actually hit the court room in the real world and get things done. Ben is a litigator who thrives in the court room. He once said: “It is one thing to tell your clients you are a good lawyer, it is an entirely different thing to be willing to prove it to them while they watch you do your work in front of them, in front of a jury watching your every move, in front of a judge, and your peers who are lawyers on the other side if your case. I love the opportunity to go to court and put my money where my mouth is.

Ben Dodge, Trial Lawyer and NITA Advocate

In my experience most lawyers are either afraid of the court room or not good at it and belong behind a desk or both.” -Ben Dodge Ben is one a very few lawyers trained in advance litigation skills through the National Institute of Trial Attorneys (NITA) and has earned the designation as a NITA Advocate.

The negotiation tactics and strategies of winning a case are extremely important, but should always take a back row seat to the litigation experience and knowledge of court room rules, local, state, and federal rules of civil procedure that can have significant impact on your case. It is wise to be represented by someone well versed in the law, civil procedures, local and state ordinances, rules, regulations, policies, and even the court room politics that always play out.

Ben Dodge always offers a complimentary in person consultation to all clients. For those who live out of state or are otherwise busy with work, etc. Ben will do a complimentary phone consultation as well. Typically the consultations are scheduled from 30-60 minutes depending on the severity of the case. You can expect to get answers to questions, clarity, information, and reassurance of your personal, family, or business issues. In your free consultation you can generally expect to discuss such topics as:

  • What your legal issue is really about.
  • Whether or not you have any chance of winning and how to make that possible.
  • Our unique and incredible fee structure making Dodge & Vega lawyers affordable for almost any budget.
  • Your specific case details, any pictures, police reports, or any other evidence you provide for his review.
  • The applicable local, state, and federal laws underlying your case.
  • Your rights, obligations, and any potential liability.
  • The process, procedure (in and out of court), and the time frame required to conclude your case.

You can call Arizona Lawyer Ben Dodge of Dodge & Vega, PLC at 1.480.656.8333. Mr. Dodge’s staff is standing and ready to accept your call 24 hours a day, 7 days a week, every single day of the year. Someone from our office will personally return your call within 24 hours to schedule an appointment with Mr. Dodge or one o his associate attorneys. There is never an obligation past a complimentary consultation with Mr. Dodge. His passion is in relentless representation and his entire office stands ready to serve with kindness, compassion, and patience. We strive to make a legal experience with our firm one of the most outstanding customer service experiences you will ever have and to do so without you having to go broke! Lawyers can be incredible and affordable. Let us show you how.

Dodge & Vega, PLC

Call Ben Dodge, your incredible Arizona Lawyer today at 1.480.656.8333.

Mr. Dodge can also be reached by email at [email protected]

His main Arizona offices are located at:

Mesa Arizona (home base office)
7227 E. Baseline Rd. STE 109,
Mesa, Arizona 85209

Phoenix Arizona office
2415 e. Camelback Rd., suite 700
Phoenix, Arizona 85016

Tucson Arizona office
One South Church Avenue, 12th Floor
Tucson, Arizona 85701

Mr. Dodge relentlessly represents clients in the entire state of Arizona including but not limited to Mesa, Phoenix, Tucson, Yuma, Gilbert, Peoria, Glendale, Scottsdale, Ahwatukee, Tempe, Chandler, Prescott, Sedona, Flagstaff, Surprise, Kingman, Page, Lake Havasu City, Payson, Goodyear, Buckeye, Queen Creek, Paradise Valley, Show Low, Winslow, Maricopa, Nogales, Globe, Avondale, Cave Creek, Fountain Hills, Apache Junction, Carefree, Wickenburg, Pinetop-Lakeside, Strawberry, Anthem, Safford, and more. Ben Dodge is an experienced Arizona Personal Injury lawyer, Arizona Family Law lawyer, Arizona Divorce lawyer, Arizona Bankruptcy lawyer, Arizona Child Custody lawyer, Arizona Estate Planning lawyer, and an Arizona Bicycle Accident lawyer. He can cover all areas of family law, personal injury, bankruptcy and estate planning for you.

Arizona Family Court Guidelines for Parenting Time of Children During the COVID-19 Pandemic

As you may expect, our office has been inundated with questions regarding the impact of the ongoing COVID-19 pandemic on parenting time orders. While COVID-19 has caused a great deal of uncertainty, the Arizona Supreme Court has published guidelines effective as of April 1, 2020. The stated goal of the guidelines is “to encourage you to follow your existing parenting plan as closely as possible.” The guidelines can be accessed in their entirety here, but this blog post will cover the points that address the most common questions we have received:

  • Generally: The COVID-19 pandemic is not a reason to deny parenting time. In particular, a parent is not permitted to deny parenting time based upon the other parent’s unwillingness to discuss precautionary measures taken or belief that the other parent’s precautions are insufficient.
  • Compliance with Existing Orders: Existing parenting time and visitation orders must be complied with unless and until the parties agree otherwise or the orders are modified.
    • Due to the fact that many parenting plans include provisions that are dependent on a child’s school schedule (g., pick ups after school, spring break parenting time), parenting time should continue as if the children are still attending school under the school calendar of the relevant district.
    • To put a fine point on it, the Arizona stay-at-home order does not preclude travel for the purpose of parenting time exchanges.
  • Arizona Official COVID-19 Co Parenting Rules

    Modification of Orders: While the courts do encourage parties to cooperate and reach agreements to modify orders in the child’s best interests, it is important to note that self-help is not an acceptable course of action! If an agreement cannot be reached, the order must be modified. Even in uncertain times such as these, failure to comply with existing parenting time or visitation orders may subject a party to legal penalties including but not limited to being held in contempt of court, assessed fines, and subject to other sanctions.

  • Temporary Modifications to Consider: There are certain changes to your parenting plan that might make sense given the current circumstances. Please note that these changes can be agreed to for a particular period of time to avoid any later dispute about whether the changes were intended to outlast the COVID-19 pandemic.
    • If parenting time is ordered to occur in a public place, consider a less-populated park and avoid common-contact surfaces such as playground equipment as opposed to the mall or restaurant you may have used in the past.
    • Consider voluntarily suspending parenting time for a period of 14 days if you have tested positive for COVID-19, been exposed to COVID-19, or recently traveled internationally. Such agreements should also consider make-up parenting time at a later date! In cases where in-person parenting time cannot or should not occur, consider the possibility of telephone or videoconference visits.
    • If parenting time is ordered to be supervised and the supervisor has become unavailable, consider finding another supervisor or other means to ensure the child’s safety and wellbeing.

At Dodge & Vega, PLC, we are monitoring the COVID-19 pandemic and its effects in the field of family law, and we are committed to keeping our clients informed and up-to-date with the most recent guidance available.

If you are a parent and you are now being told you cannot have your parenting time due to the COVID-19, then contact our office to schedule a free consultation with our firm and know your rights. 480-656-8333.

Written By:

Kevin Whitacre, Dodge & Vega PLC

 

Dodge & Vega PLC founded by Ben Dodge, attorney at law. Ben owns and manages a law firm of Affordable Arizona Bankruptcy, Family Law, and Personal Injury Lawyers. He is a nationally certified trial attorney, entrepreneur, endurance Athlete, and extreme Ultra Cyclist.

Ben Dodge, Esq.

 

 

 

A consultation with experienced Arizona Divorce Attorney Ben Dodge is free

Understanding your rights and what you are entitled too, Ben Dodge is known as a serious litigator. There are two types of attorneys, those that sit behind a desk and push paper and those who actually hit the court room in the real world and get things done. Ben is a litigator who thrives in the court room. He once said: “It is one thing to tell your clients you are a good lawyer, it is an entirely different thing to be willing to prove it to them while they watch you do your work in front of them, in front of a jury watching your every move, in front of a judge, and your peers who are lawyers on the other side if your case. I love the opportunity to go to court and put my money where my mouth is.

Ben Dodge, Trial Lawyer and NITA Advocate

In my experience most lawyers are either afraid of the court room or not good at it and belong behind a desk or both.” -Ben Dodge Ben is one a very few lawyers trained in advance litigation skills through the National Institute of Trial Attorneys (NITA) and has earned the designation as a NITA Advocate.

The negotiation tactics and strategies of winning a case are extremely important, but should always take a back row seat to the litigation experience and knowledge of court room rules, local, state, and federal rules of civil procedure that can have significant impact on your case. It is wise to be represented by someone well versed in the law, civil procedures, local and state ordinances, rules, regulations, policies, and even the court room politics that always play out.

Ben Dodge always offers a complimentary in person consultation to all clients. For those who live out of state or are otherwise busy with work, etc. Ben will do a complimentary phone consultation as well. Typically the consultations are scheduled from 30-60 minutes depending on the severity of the case. You can expect to get answers to questions, clarity, information, and reassurance of your personal, family, or business issues. In your free consultation you can generally expect to discuss such topics as:

  • What your legal issue is really about.
  • Whether or not you have any chance of winning and how to make that possible.
  • Our unique and incredible fee structure making Dodge & Vega lawyers affordable for almost any budget.
  • Your specific case details, any pictures, police reports, or any other evidence you provide for his review.
  • The applicable local, state, and federal laws underlying your case.
  • Your rights, obligations, and any potential liability.
  • The process, procedure (in and out of court), and the time frame required to conclude your case.

You can call Arizona Lawyer Ben Dodge of Dodge & Vega, PLC at 1.480.656.8333. Mr. Dodge’s staff is standing and ready to accept your call 24 hours a day, 7 days a week, every single day of the year. Someone from our office will personally return your call within 24 hours to schedule an appointment with Mr. Dodge or one o his associate attorneys. There is never an obligation past a complimentary consultation with Mr. Dodge. His passion is in relentless representation and his entire office stands ready to serve with kindness, compassion, and patience. We strive to make a legal experience with our firm one of the most outstanding customer service experiences you will ever have and to do so without you having to go broke! Lawyers can be incredible and affordable. Let us show you how.

Dodge & Vega, PLC

Call Ben Dodge, your incredible Arizona Lawyer today at 1.480.656.8333.

Mr. Dodge can also be reached by email at [email protected]

His main Arizona offices are located at:

Mesa Arizona (home base office)
7227 E. Baseline Rd. STE 109,
Mesa, Arizona 85209

Phoenix Arizona office
2415 e. Camelback Rd., suite 700
Phoenix, Arizona 85016

Tucson Arizona office
One South Church Avenue, 12th Floor
Tucson, Arizona 85701

Mr. Dodge relentlessly represents clients in the entire state of Arizona including but not limited to Mesa, Phoenix, Tucson, Yuma, Gilbert, Peoria, Glendale, Scottsdale, Ahwatukee, Tempe, Chandler, Prescott, Sedona, Flagstaff, Surprise, Kingman, Page, Lake Havasu City, Payson, Goodyear, Buckeye, Queen Creek, Paradise Valley, Show Low, Winslow, Maricopa, Nogales, Globe, Avondale, Cave Creek, Fountain Hills, Apache Junction, Carefree, Wickenburg, Pinetop-Lakeside, Strawberry, Anthem, Safford, and more. Ben Dodge is an experienced Arizona Personal Injury lawyer, Arizona Family Law lawyer, Arizona Divorce lawyer, Arizona Bankruptcy lawyer, Arizona Child Custody lawyer, Arizona Estate Planning lawyer, and an Arizona Bicycle Accident lawyer. He can cover all areas of family law, personal injury, bankruptcy and estate planning for you.

As we find ourselves in the midst of the COVID-19 pandemic, many people are overwhelmed by the uncertainty of life, including how they will survive afterwards and regain normalcy in their lives. This is especially true for those that have been laid off or temporarily unemployed as a result of the mandatory closures of many “non-essential” businesses. Many will suffer financial hardship as a result and will likely face overwhelming debt. So, how can you protect yourself during these uncertain times?

While the government is promising some relief for families through the Families First Coronovirus Response Act (https://www.congress.gov/bill/116th-congress/house-bill/6201), and some creditors are offering short term deferments, you should also look for resources and information that are available on-line. Since it is imperative that you protect your assets and all “essential” services first, make sure to focus on paying those creditors or make payment arrangements. Some creditors are offering payment deferment programs and many lenders have posted help-lines on their websites for customers to call. If you can’t find anything on-line, pick up the phone and call to see what payment options are available. Focus on paying what is necessary and essential; non-essential debts like credit cards can wait since the debts are not secured by an asset that can be repossessed. But be warned that credit card creditors may hold off collection efforts for a short time during the pandemic and a few months after, but don’t assume that they will forgive late payments or penalties once the immediate crisis passes.

Bankruptcy can happen to anyone. Dodge & Vega Arizona Bankruptcy Lawyers Can Help

That being said, when the crisis subsides and the dust settles (and it will), you may find yourself in unexpected heavy debt. You will not be alone. There are several options to manage your debt, including debt consolidation, refinancing, qualifying for lower rates, and debt management programs. But if all options fail, you may have to turn to debt relief in the form of filing bankruptcy. At Dodge & Vega, PLC, we have been working with and have counseled many individuals and families about financial problems and whether bankruptcy is right for them.

If you are struggling financially and want to know about all of your debt relief options, then contact our office to schedule a free consultation with our firm and know your rights. 480-656-8333.

Written By:

Kaci Brown, Dodge & Vega PLC

 

Dodge & Vega PLC founded by Ben Dodge, attorney at law. Ben owns and manages a law firm of Affordable Arizona Bankruptcy, Family Law, and Personal Injury Lawyers. He is a nationally certified trial attorney, entrepreneur, endurance Athlete, and extreme Ultra Cyclist.

Ben Dodge, Esq.

 

 

 

A consultation with experienced Arizona Divorce Attorney Ben Dodge is free

Understanding your rights and what you are entitled too, Ben Dodge is known as a serious litigator. There are two types of attorneys, those that sit behind a desk and push paper and those who actually hit the court room in the real world and get things done. Ben is a litigator who thrives in the court room. He once said: “It is one thing to tell your clients you are a good lawyer, it is an entirely different thing to be willing to prove it to them while they watch you do your work in front of them, in front of a jury watching your every move, in front of a judge, and your peers who are lawyers on the other side if your case. I love the opportunity to go to court and put my money where my mouth is.

Ben Dodge, Trial Lawyer and NITA Advocate

In my experience most lawyers are either afraid of the court room or not good at it and belong behind a desk or both.” -Ben Dodge Ben is one a very few lawyers trained in advance litigation skills through the National Institute of Trial Attorneys (NITA) and has earned the designation as a NITA Advocate.

The negotiation tactics and strategies of winning a case are extremely important, but should always take a back row seat to the litigation experience and knowledge of court room rules, local, state, and federal rules of civil procedure that can have significant impact on your case. It is wise to be represented by someone well versed in the law, civil procedures, local and state ordinances, rules, regulations, policies, and even the court room politics that always play out.

Ben Dodge always offers a complimentary in person consultation to all clients. For those who live out of state or are otherwise busy with work, etc. Ben will do a complimentary phone consultation as well. Typically the consultations are scheduled from 30-60 minutes depending on the severity of the case. You can expect to get answers to questions, clarity, information, and reassurance of your personal, family, or business issues. In your free consultation you can generally expect to discuss such topics as:

  • What your legal issue is really about.
  • Whether or not you have any chance of winning and how to make that possible.
  • Our unique and incredible fee structure making Dodge & Vega lawyers affordable for almost any budget.
  • Your specific case details, any pictures, police reports, or any other evidence you provide for his review.
  • The applicable local, state, and federal laws underlying your case.
  • Your rights, obligations, and any potential liability.
  • The process, procedure (in and out of court), and the time frame required to conclude your case.

You can call Arizona Lawyer Ben Dodge of Dodge & Vega, PLC at 1.480.656.8333. Mr. Dodge’s staff is standing and ready to accept your call 24 hours a day, 7 days a week, every single day of the year. Someone from our office will personally return your call within 24 hours to schedule an appointment with Mr. Dodge or one o his associate attorneys. There is never an obligation past a complimentary consultation with Mr. Dodge. His passion is in relentless representation and his entire office stands ready to serve with kindness, compassion, and patience. We strive to make a legal experience with our firm one of the most outstanding customer service experiences you will ever have and to do so without you having to go broke! Lawyers can be incredible and affordable. Let us show you how.

Dodge & Vega, PLC

Call Ben Dodge, your incredible Arizona Lawyer today at 1.480.656.8333.

Mr. Dodge can also be reached by email at [email protected]

His main Arizona offices are located at:

Mesa Arizona (home base office)
7227 E. Baseline Rd. STE 109,
Mesa, Arizona 85209

Phoenix Arizona office
2415 e. Camelback Rd., suite 700
Phoenix, Arizona 85016

Tucson Arizona office
One South Church Avenue, 12th Floor
Tucson, Arizona 85701

Mr. Dodge relentlessly represents clients in the entire state of Arizona including but not limited to Mesa, Phoenix, Tucson, Yuma, Gilbert, Peoria, Glendale, Scottsdale, Ahwatukee, Tempe, Chandler, Prescott, Sedona, Flagstaff, Surprise, Kingman, Page, Lake Havasu City, Payson, Goodyear, Buckeye, Queen Creek, Paradise Valley, Show Low, Winslow, Maricopa, Nogales, Globe, Avondale, Cave Creek, Fountain Hills, Apache Junction, Carefree, Wickenburg, Pinetop-Lakeside, Strawberry, Anthem, Safford, and more. Ben Dodge is an experienced Arizona Personal Injury lawyer, Arizona Family Law lawyer, Arizona Divorce lawyer, Arizona Bankruptcy lawyer, Arizona Child Custody lawyer, Arizona Estate Planning lawyer, and an Arizona Bicycle Accident lawyer. He can cover all areas of family law, personal injury, bankruptcy and estate planning for you.

As most individuals are aware, there is a pandemic that is occurring all over the world in relation to the COVID-19 Virus, a.k.a. the Corona Virus. The schools in Arizona have been ordered to be shut down and many clients have called our office asking how this affects their parenting time if the other parent is now using this virus as a way to not allow them to have their parenting time. We have informed our clients that it is a case-by-case situation. We always tell our clients that if they are amicable and are able to reach an agreement and work out a different parenting time schedule, then do it!

Coronavirus Should Not Limit Parenting Time – Only a Court Order

However, if the parents are unable to reach an agreement, then the Order still stands. There is nothing in an Order which states if a child is sick or there is a potential for a child to get sick then Dad does not get his parenting time or Mom does not get her parenting time. In addition, there is no reason to withhold a child from the other parent for a “potential” of the child getting sick. It would seem like now more than ever that parents should work together to make sure each parent has contact with their children but unfortunately this is not always the case. There are parents who have very limited contact with their children and to take away that limited contact out of a fear of something that may or may not happen will only result in criminal charges or the filings with the Court in family law matters to increase. I have clients who have asked our office, “what if I have sole legal decision-making, can I say no to Father’s parenting time?” The short answer is NO! Pursuant to A.R.S. §25-401, sole legal decision-making means that “one parent has the legal right and responsibility to make major decisions for a child” but this does not mean you have the ability to dictate or interfere with the parenting time orders.  You cannot change a parenting time schedule without the Court modifying that order and I can tell you most judges are not going to allow parents to interfere with court ordered parenting time out of a fear “something might happen” when in truth, there is no way to determine that it will happen.

If you are a parent and you are now being told you cannot have your parenting time due to the COVID-19, then contact our office to schedule a free consultation with our firm and know your rights. 480-656-8333.

Written By:

Kim Hewes, Dodge & Vega PLC

 

Dodge & Vega PLC founded by Ben Dodge, attorney at law. Ben owns and manages a law firm of Affordable Arizona Bankruptcy, Family Law, and Personal Injury Lawyers. He is a nationally certified trial attorney, entrepreneur, endurance Athlete, and extreme Ultra Cyclist.

Ben Dodge, Esq.

 

 

 

A consultation with experienced Arizona Divorce Attorney Ben Dodge is free

Understanding your rights and what you are entitled too, Ben Dodge is known as a serious litigator. There are two types of attorneys, those that sit behind a desk and push paper and those who actually hit the court room in the real world and get things done. Ben is a litigator who thrives in the court room. He once said: “It is one thing to tell your clients you are a good lawyer, it is an entirely different thing to be willing to prove it to them while they watch you do your work in front of them, in front of a jury watching your every move, in front of a judge, and your peers who are lawyers on the other side if your case. I love the opportunity to go to court and put my money where my mouth is.

Ben Dodge, Trial Lawyer and NITA Advocate

In my experience most lawyers are either afraid of the court room or not good at it and belong behind a desk or both.” -Ben Dodge Ben is one a very few lawyers trained in advance litigation skills through the National Institute of Trial Attorneys (NITA) and has earned the designation as a NITA Advocate.

The negotiation tactics and strategies of winning a case are extremely important, but should always take a back row seat to the litigation experience and knowledge of court room rules, local, state, and federal rules of civil procedure that can have significant impact on your case. It is wise to be represented by someone well versed in the law, civil procedures, local and state ordinances, rules, regulations, policies, and even the court room politics that always play out.

Ben Dodge always offers a complimentary in person consultation to all clients. For those who live out of state or are otherwise busy with work, etc. Ben will do a complimentary phone consultation as well. Typically the consultations are scheduled from 30-60 minutes depending on the severity of the case. You can expect to get answers to questions, clarity, information, and reassurance of your personal, family, or business issues. In your free consultation you can generally expect to discuss such topics as:

  • What your legal issue is really about.
  • Whether or not you have any chance of winning and how to make that possible.
  • Our unique and incredible fee structure making Dodge & Vega lawyers affordable for almost any budget.
  • Your specific case details, any pictures, police reports, or any other evidence you provide for his review.
  • The applicable local, state, and federal laws underlying your case.
  • Your rights, obligations, and any potential liability.
  • The process, procedure (in and out of court), and the time frame required to conclude your case.

You can call Arizona Lawyer Ben Dodge of Dodge & Vega, PLC at 1.480.656.8333. Mr. Dodge’s staff is standing and ready to accept your call 24 hours a day, 7 days a week, every single day of the year. Someone from our office will personally return your call within 24 hours to schedule an appointment with Mr. Dodge or one o his associate attorneys. There is never an obligation past a complimentary consultation with Mr. Dodge. His passion is in relentless representation and his entire office stands ready to serve with kindness, compassion, and patience. We strive to make a legal experience with our firm one of the most outstanding customer service experiences you will ever have and to do so without you having to go broke! Lawyers can be incredible and affordable. Let us show you how.

Dodge & Vega, PLC

Call Ben Dodge, your incredible Arizona Lawyer today at 1.480.656.8333.

Mr. Dodge can also be reached by email at [email protected]

His main Arizona offices are located at:

Mesa Arizona (home base office)
7227 E. Baseline Rd. STE 109,
Mesa, Arizona 85209

Phoenix Arizona office
2415 e. Camelback Rd., suite 700
Phoenix, Arizona 85016

Tucson Arizona office
One South Church Avenue, 12th Floor
Tucson, Arizona 85701

Mr. Dodge relentlessly represents clients in the entire state of Arizona including but not limited to Mesa, Phoenix, Tucson, Yuma, Gilbert, Peoria, Glendale, Scottsdale, Ahwatukee, Tempe, Chandler, Prescott, Sedona, Flagstaff, Surprise, Kingman, Page, Lake Havasu City, Payson, Goodyear, Buckeye, Queen Creek, Paradise Valley, Show Low, Winslow, Maricopa, Nogales, Globe, Avondale, Cave Creek, Fountain Hills, Apache Junction, Carefree, Wickenburg, Pinetop-Lakeside, Strawberry, Anthem, Safford, and more. Ben Dodge is an experienced Arizona Personal Injury lawyer, Arizona Family Law lawyer, Arizona Divorce lawyer, Arizona Bankruptcy lawyer, Arizona Child Custody lawyer, Arizona Estate Planning lawyer, and an Arizona Bicycle Accident lawyer. He can cover all areas of family law, personal injury, bankruptcy and estate planning for you.

We at Dodge & Vega would like to take a moment to communicate our commitment to doing what we can to keep our team and the broader community safe during this rapid evolving COVID-19 situation.

First and foremost we are doing our best to make thoughtful decisions based on the most current information available, monitor the situation in real time and commit to you that we put the health of our clients, our team, and the community first. We are following the recommendations from the Centers of Disease Control and Prevention (CDC) and World Health Organization (WHO) and recommend you do as well.

What we at Dodge & Vega are doing to minimize the risk of infection, keep our team safe while still relentlessly pursuing your case:

  • No Contact: We have increased awareness and practice of social distance within and outside our company. Naturally this includes a policy of no handshakes, and no physical contact in general between employees, clients, and vendors.
  • No Face to Face: We have suspended all in-person consultations and meetings until further notice. Our clients and potential clients may still meet with us telephonically.
  • No Entry: We are limiting non-employees from entering our building. Clients who must drop off documents, payments, etc. can do so with our secure document “night drop” box we have now installed right next to our front door. Vendors will drop off in the front of our building as well.
  • Court Hearings: We will continue to appear as scheduled in court. However, whenever a telephonic appearance can be granted on a case by case basis by your judge we will pursue asking for one. We will seek to obtain permission to appear telephonically for our Dodge & Vega team as well as our clients. Please continue to appear in person in court as scheduled unless notified by our office that you may appear telephonically.
  • Physical Office Presence: We have instituted a remote working policy for those who can at Dodge & Vega. However, we remain open during our regular business hours with employees in our office still working on your case. We will continue to prepare and advance your case and may do so both remotely and physically in our office.
  • Cleaning: We have strengthened our cleaning and sanitation practices all throughout the office and beyond with personal work spaces sanitized and cleaned several times per day.
  • Sickness: If any of Dodge & Vega employees feels sick, they will stay home and contact the doctor immediately.

We also understand that scientists and public health experts are still learning daily about the nature and evolution of the COVID-19 virus. We will monitor the situation in real time and we commit to continue our communication with you as we all adapt to these global issues. Your safety, our safety and your legal needs remains our highest priority.

 

Stay safe and healthy,

 

Ben Dodge, Founder

Dodge & Vega PLC

Written By:

Ben Dodge, Dodge & Vega PLC

 

Dodge & Vega PLC founded by Ben Dodge, attorney at law. Ben owns and manages a law firm of Affordable Arizona Bankruptcy, Family Law, and Personal Injury Lawyers. He is a nationally certified trial attorney, entrepreneur, endurance Athlete, and extreme Ultra Cyclist.

Ben Dodge, Esq.

 

 

 

A consultation with experienced Arizona Divorce Attorney Ben Dodge is free

Understanding your rights and what you are entitled too, Ben Dodge is known as a serious litigator. There are two types of attorneys, those that sit behind a desk and push paper and those who actually hit the court room in the real world and get things done. Ben is a litigator who thrives in the court room. He once said: “It is one thing to tell your clients you are a good lawyer, it is an entirely different thing to be willing to prove it to them while they watch you do your work in front of them, in front of a jury watching your every move, in front of a judge, and your peers who are lawyers on the other side if your case. I love the opportunity to go to court and put my money where my mouth is.

Ben Dodge, Trial Lawyer and NITA Advocate

In my experience most lawyers are either afraid of the court room or not good at it and belong behind a desk or both.” -Ben Dodge Ben is one a very few lawyers trained in advance litigation skills through the National Institute of Trial Attorneys (NITA) and has earned the designation as a NITA Advocate.

The negotiation tactics and strategies of winning a case are extremely important, but should always take a back row seat to the litigation experience and knowledge of court room rules, local, state, and federal rules of civil procedure that can have significant impact on your case. It is wise to be represented by someone well versed in the law, civil procedures, local and state ordinances, rules, regulations, policies, and even the court room politics that always play out.

Ben Dodge always offers a complimentary in person consultation to all clients. For those who live out of state or are otherwise busy with work, etc. Ben will do a complimentary phone consultation as well. Typically the consultations are scheduled from 30-60 minutes depending on the severity of the case. You can expect to get answers to questions, clarity, information, and reassurance of your personal, family, or business issues. In your free consultation you can generally expect to discuss such topics as:

  • What your legal issue is really about.
  • Whether or not you have any chance of winning and how to make that possible.
  • Our unique and incredible fee structure making Dodge & Vega lawyers affordable for almost any budget.
  • Your specific case details, any pictures, police reports, or any other evidence you provide for his review.
  • The applicable local, state, and federal laws underlying your case.
  • Your rights, obligations, and any potential liability.
  • The process, procedure (in and out of court), and the time frame required to conclude your case.

You can call Arizona Lawyer Ben Dodge of Dodge & Vega, PLC at 1.480.656.8333. Mr. Dodge’s staff is standing and ready to accept your call 24 hours a day, 7 days a week, every single day of the year. Someone from our office will personally return your call within 24 hours to schedule an appointment with Mr. Dodge or one o his associate attorneys. There is never an obligation past a complimentary consultation with Mr. Dodge. His passion is in relentless representation and his entire office stands ready to serve with kindness, compassion, and patience. We strive to make a legal experience with our firm one of the most outstanding customer service experiences you will ever have and to do so without you having to go broke! Lawyers can be incredible and affordable. Let us show you how.

Dodge & Vega, PLC

Call Ben Dodge, your incredible Arizona Lawyer today at 1.480.656.8333.

Mr. Dodge can also be reached by email at [email protected]

His main Arizona offices are located at:

Mesa Arizona (home base office)
7227 E. Baseline Rd. STE 109,
Mesa, Arizona 85209

Phoenix Arizona office
2415 e. Camelback Rd., suite 700
Phoenix, Arizona 85016

Tucson Arizona office
One South Church Avenue, 12th Floor
Tucson, Arizona 85701

Mr. Dodge relentlessly represents clients in the entire state of Arizona including but not limited to Mesa, Phoenix, Tucson, Yuma, Gilbert, Peoria, Glendale, Scottsdale, Ahwatukee, Tempe, Chandler, Prescott, Sedona, Flagstaff, Surprise, Kingman, Page, Lake Havasu City, Payson, Goodyear, Buckeye, Queen Creek, Paradise Valley, Show Low, Winslow, Maricopa, Nogales, Globe, Avondale, Cave Creek, Fountain Hills, Apache Junction, Carefree, Wickenburg, Pinetop-Lakeside, Strawberry, Anthem, Safford, and more. Ben Dodge is an experienced Arizona Personal Injury lawyer, Arizona Family Law lawyer, Arizona Divorce lawyer, Arizona Bankruptcy lawyer, Arizona Child Custody lawyer, Arizona Estate Planning lawyer, and an Arizona Bicycle Accident lawyer. He can cover all areas of family law, personal injury, bankruptcy and estate planning for you.

We are proud to have been selected as one of the top bankruptcy firms in Arizona! An expert website recently researched and reviewed local bankruptcy firms and found ours to be among the best! Check out Expert.com and see how Dodge & Vega is a top ranked bankruptcy firm. Our bankruptcy lawyers are incredible. Come check it out with a free consultation and top notch customer service with the most affordable and transparent fees in the industry.

Best Bankruptcy Lawyers in Chandler

Is bankruptcy even right for me? It truly is best to have a qualified Arizona bankruptcy lawyer look into your particular situation and details of your debts and income and living expenses. A good bankruptcy lawyer will be able to tell how to apply the bankruptcy law in your personal situation and maximize your ability to qualify under The Meas Test. Our telephone number is answered 24/7 480.656.8333, we are here to help.

Come in for your free consultation to see what discounts and price you qualify for! Call us at 480-656-8333 any time night or day and we can get you scheduled to speak with one of our qualified bankruptcy attorneys.

 

Written By:

Ben Dodge, Dodge & Vega PLC

 

Dodge & Vega PLC founded by Ben Dodge, attorney at law. Ben owns and manages a law firm of Affordable Arizona Bankruptcy Lawyers. He is a nationally certified trial attorney, entrepreneur, endurance Athlete, and extreme Ultra Cyclist.

Ben Dodge, Esq.

 

 

 

A consultation with experienced Arizona Divorce Attorney Ben Dodge is free

Understanding your rights and what you are entitled too, Ben Dodge is known as a serious litigator. There are two types of attorneys, those that sit behind a desk and push paper and those who actually hit the court room in the real world and get things done. Ben is a litigator who thrives in the court room. He once said: “It is one thing to tell your clients you are a good lawyer, it is an entirely different thing to be willing to prove it to them while they watch you do your work in front of them, in front of a jury watching your every move, in front of a judge, and your peers who are lawyers on the other side if your case. I love the opportunity to go to court and put my money where my mouth is.

Ben Dodge, Trial Lawyer and NITA Advocate

In my experience most lawyers are either afraid of the court room or not good at it and belong behind a desk or both.” -Ben Dodge Ben is one a very few lawyers trained in advance litigation skills through the National Institute of Trial Attorneys (NITA) and has earned the designation as a NITA Advocate.

The negotiation tactics and strategies of winning a case are extremely important, but should always take a back row seat to the litigation experience and knowledge of court room rules, local, state, and federal rules of civil procedure that can have significant impact on your case. It is wise to be represented by someone well versed in the law, civil procedures, local and state ordinances, rules, regulations, policies, and even the court room politics that always play out.

Ben Dodge always offers a complimentary in person consultation to all clients. For those who live out of state or are otherwise busy with work, etc. Ben will do a complimentary phone consultation as well. Typically the consultations are scheduled from 30-60 minutes depending on the severity of the case. You can expect to get answers to questions, clarity, information, and reassurance of your personal, family, or business issues. In your free consultation you can generally expect to discuss such topics as:

  • What your legal issue is really about.
  • Whether or not you have any chance of winning and how to make that possible.
  • Our unique and incredible fee structure making Dodge & Vega lawyers affordable for almost any budget.
  • Your specific case details, any pictures, police reports, or any other evidence you provide for his review.
  • The applicable local, state, and federal laws underlying your case.
  • Your rights, obligations, and any potential liability.
  • The process, procedure (in and out of court), and the time frame required to conclude your case.

You can call Arizona Lawyer Ben Dodge of Dodge & Vega, PLC at 1.480.656.8333. Mr. Dodge’s staff is standing and ready to accept your call 24 hours a day, 7 days a week, every single day of the year. Someone from our office will personally return your call within 24 hours to schedule an appointment with Mr. Dodge or one o his associate attorneys. There is never an obligation past a complimentary consultation with Mr. Dodge. His passion is in relentless representation and his entire office stands ready to serve with kindness, compassion, and patience. We strive to make a legal experience with our firm one of the most outstanding customer service experiences you will ever have and to do so without you having to go broke! Lawyers can be incredible and affordable. Let us show you how.

Dodge & Vega, PLC

Call Ben Dodge, your incredible Arizona Lawyer today at 1.480.656.8333.

Mr. Dodge can also be reached by email at [email protected]

His main Arizona offices are located at:

Mesa Arizona (home base office)
7227 E. Baseline Rd. STE 109,
Mesa, Arizona 85209

Phoenix Arizona office
2415 e. Camelback Rd., suite 700
Phoenix, Arizona 85016

Tucson Arizona office
One South Church Avenue, 12th Floor
Tucson, Arizona 85701

Mr. Dodge relentlessly represents clients in the entire state of Arizona including but not limited to Mesa, Phoenix, Tucson, Yuma, Gilbert, Peoria, Glendale, Scottsdale, Ahwatukee, Tempe, Chandler, Prescott, Sedona, Flagstaff, Surprise, Kingman, Page, Lake Havasu City, Payson, Goodyear, Buckeye, Queen Creek, Paradise Valley, Show Low, Winslow, Maricopa, Nogales, Globe, Avondale, Cave Creek, Fountain Hills, Apache Junction, Carefree, Wickenburg, Pinetop-Lakeside, Strawberry, Anthem, Safford, and more. Ben Dodge is an experienced Arizona Personal Injury lawyer, Arizona Family Law lawyer, Arizona Divorce lawyer, Arizona Bankruptcy lawyer, Arizona Child Custody lawyer, Arizona Estate Planning lawyer, and an Arizona Bicycle Accident lawyer. He can cover all areas of family law, personal injury, bankruptcy and estate planning for you.

In Arizona, both Chapter 7 and Chapter 13 bankruptcy is used to discharge debt and give debtors a fresh start. However, Chapter 7 bankruptcy is the quicker and cheaper route to your debt free life. It is by far the most preferred bankruptcy for consumers and the average American out there. Because it is the most preferred bankruptcy method, there have been quite a few people over the years who have tried to fraudulently rack up debt and file bankruptcy even though they had plenty of money to pay their debts. So in 2005, to deter fraud, the Bankruptcy Court created the “Means Test” under the Bankruptcy Abuse Prevention and Consumer Protection Act. Essentially the Means Test determines whether your Chapter 7 filing is “presumed to be abuse.” It is the hurdle you must jump to file your Chapter 7 bankruptcy. When you file a Chapter 7 bankruptcy most all of your debts can be completely wiped out. So if a person filing bankruptcy actually has the money to pay back their debts, filing for Chapter 7 relief would be presumed to be abuse, or unfair. If you fail the means test then you most likely can still file a bankruptcy, but this time it would need to be a Chapter 13 bankruptcy.

The Means Test itself requires you to be poor enough to qualify for Chapter 7 bankruptcy in Arizona. There are average income levels you must fall under and/or use in calculating what necessary living expenses are allowed for a family of your size in your same county. The test is also used to determine whether or not your income could be used to pay off debts. Unless otherwise exempt, you must qualify under the bankruptcy Means Test in Arizona to even file for Chapter 7 bankruptcy relief. How do you know if you are exempt? You may be exempt from the Means Test if what you owe is primarily debt all based on your own business. For example, if you are self employed and you have a business line of credit and business credit cards, business leases, etc. and that is all more of a percentage of debt than your personal credit cards, etc. then you may be exempt from the Means Test. The money you lost when the company filed for bankruptcy would also be business debt. Other exemptions specifically relate to falling into debt during military service for those such as disabled veterans or active duty National Guard/Reservists.

Arizona Bankruptcy Means Test Median Income Figures

What are the Arizona Median Income Levels? They change often. As of May 1 2020 the Median Income numbers used in your Arizona Means Test calculations are as follows:

Household Size Monthly Income Annual Income
1 $4,282.33 $51,388.00
2 $5,378.58 $64,543.00
3 $5,869.00 $70,428.00
4 $7,116.92 $85,403.00
5 $7,866.92 $94,403.00
6 $8,616.92 $103,403.00
7 $9,366.92 $112,403.00
8 $10,116.92 $121,403.00
9 $10,866.92 $130,403.00
10 $11,616.92 $139,403.00

Don’t Do The Means Test Alone. Arizona Bankruptcy Lawyers at Dodge & Vega are here to help you now.

Arizona Bankruptcy Means Test Calculator

Like many other things in our culture, there are no shortage of Means Test calculators available all over the internet. It is important that no matter which Arizona Means Test Calculator you use, that it is up to date with the correct figures according to bankruptcy laws.

Step 1. Determine whether your income is below Arizona’s median income level. Arizona bankruptcy law requires you to look at the 6 months of your income immediately prior to your filing. Calculate your monthly income for the six months before filing for bankruptcy and compare it to the median income for households of your size in Arizona (see the above chart). Ensure that you are correctly calculating your income and that you are including ALL of your various income when comparing it to the income levels in Arizona. If you fall below the income levels of households of your size in Arizona, then you have passed the Arizona Means Test and automatically qualify for Chapter 7 bankruptcy relief! However, if your income ends up being above the median income level in Arizona, then you will need to complete the Means Test Calculation bankruptcy form.  This is where it can get tricky. A qualified bankruptcy lawyer at Dodge & Vega PLC will be very helpful in determining your income as well as completing the means test calculation for you.

Step 2. Complete The Means Test. The Means Test Calculation is just math and it calculates your disposable income by adding up your monthly expenses and subtracting them from your monthly income. The whole reason we do this math is because the bankruptcy law requires us to determine whether you have any money left over each month to pay down some of your debt. Any excess income above and beyond what Arizona Bankruptcy law deems as reasonable and necessary living expenses (allowable living expenses) is presumed to best used to pay towards your debts. You can see how important it is to make sure you have the correct information with your allowable living expenses. A qualified bankruptcy lawyer at Dodge & Vega PLC will be best at helping you see where your money goes every month and whether or not it is even an “allowable” bankruptcy living expense. We have see so many good people spending money on their kids for things like college tuition, extra curricular activities and more, that are all routinely denied by the bankruptcy court. This math is so critical to get so you have negative disposable income at the end of each month in order to qualify under the Means Test Calculation. Chapter 7 Bankruptcy is limited to those who are too poor to pay their debts back and not everyone is eligible or qualified to file a chapter 7 Bankruptcy. The intention behind Chapter 7 is to limit it to only those people who cannot genuinely afford to pay back their debts. If after The Means Test Calculation you have positive income (money left over), then it triggers the “presumption of abuse” of the bankruptcy laws and you will not be allowed to file a Chapter 7 Bankruptcy. All of this because according to the “math” you have money left over to pay down your own debt.

Step 3. Call us, let us help you get qualified. If you haven’t figured out yet how tricky this can be then think again. It truly is best to have a qualified Arizona bankruptcy lawyer look into your particular situation and details of your debts and income and living expenses. A good bankruptcy lawyer will be able to tell how to apply the bankruptcy law in your personal situation and maximize your ability to qualify under The Meas Test. Our telephone number is answered 24/7 480.656.8333, we are here to help.

Come in for your free consultation to see what discounts and price you qualify for! Call us at 480-656-8333 any time night or day and we can get you scheduled to speak with one of our qualified bankruptcy attorneys.

 

Written By:

Ben Dodge, Dodge & Vega PLC

 

Dodge & Vega PLC founded by Ben Dodge, attorney at law. Ben owns and manages a law firm of Affordable Arizona Bankruptcy Lawyers. He is a nationally certified trial attorney, entrepreneur, endurance Athlete, and extreme Ultra Cyclist.

Ben Dodge, Esq.

 

 

 

A consultation with experienced Arizona Divorce Attorney Ben Dodge is free

Understanding your rights and what you are entitled too, Ben Dodge is known as a serious litigator. There are two types of attorneys, those that sit behind a desk and push paper and those who actually hit the court room in the real world and get things done. Ben is a litigator who thrives in the court room. He once said: “It is one thing to tell your clients you are a good lawyer, it is an entirely different thing to be willing to prove it to them while they watch you do your work in front of them, in front of a jury watching your every move, in front of a judge, and your peers who are lawyers on the other side if your case. I love the opportunity to go to court and put my money where my mouth is.

Ben Dodge, Trial Lawyer and NITA Advocate

In my experience most lawyers are either afraid of the court room or not good at it and belong behind a desk or both.” -Ben Dodge Ben is one a very few lawyers trained in advance litigation skills through the National Institute of Trial Attorneys (NITA) and has earned the designation as a NITA Advocate.

The negotiation tactics and strategies of winning a case are extremely important, but should always take a back row seat to the litigation experience and knowledge of court room rules, local, state, and federal rules of civil procedure that can have significant impact on your case. It is wise to be represented by someone well versed in the law, civil procedures, local and state ordinances, rules, regulations, policies, and even the court room politics that always play out.

Ben Dodge always offers a complimentary in person consultation to all clients. For those who live out of state or are otherwise busy with work, etc. Ben will do a complimentary phone consultation as well. Typically the consultations are scheduled from 30-60 minutes depending on the severity of the case. You can expect to get answers to questions, clarity, information, and reassurance of your personal, family, or business issues. In your free consultation you can generally expect to discuss such topics as:

  • What your legal issue is really about.
  • Whether or not you have any chance of winning and how to make that possible.
  • Our unique and incredible fee structure making Dodge & Vega lawyers affordable for almost any budget.
  • Your specific case details, any pictures, police reports, or any other evidence you provide for his review.
  • The applicable local, state, and federal laws underlying your case.
  • Your rights, obligations, and any potential liability.
  • The process, procedure (in and out of court), and the time frame required to conclude your case.

You can call Arizona Lawyer Ben Dodge of Dodge & Vega, PLC at 1.480.656.8333. Mr. Dodge’s staff is standing and ready to accept your call 24 hours a day, 7 days a week, every single day of the year. Someone from our office will personally return your call within 24 hours to schedule an appointment with Mr. Dodge or one o his associate attorneys. There is never an obligation past a complimentary consultation with Mr. Dodge. His passion is in relentless representation and his entire office stands ready to serve with kindness, compassion, and patience. We strive to make a legal experience with our firm one of the most outstanding customer service experiences you will ever have and to do so without you having to go broke! Lawyers can be incredible and affordable. Let us show you how.

Dodge & Vega, PLC

Call Ben Dodge, your incredible Arizona Lawyer today at 1.480.656.8333.

Mr. Dodge can also be reached by email at [email protected]

His main Arizona offices are located at:

Mesa Arizona (home base office)
7227 E. Baseline Rd. STE 109,
Mesa, Arizona 85209

Phoenix Arizona office
2415 e. Camelback Rd., suite 700
Phoenix, Arizona 85016

Tucson Arizona office
One South Church Avenue, 12th Floor
Tucson, Arizona 85701

Mr. Dodge relentlessly represents clients in the entire state of Arizona including but not limited to Mesa, Phoenix, Tucson, Yuma, Gilbert, Peoria, Glendale, Scottsdale, Ahwatukee, Tempe, Chandler, Prescott, Sedona, Flagstaff, Surprise, Kingman, Page, Lake Havasu City, Payson, Goodyear, Buckeye, Queen Creek, Paradise Valley, Show Low, Winslow, Maricopa, Nogales, Globe, Avondale, Cave Creek, Fountain Hills, Apache Junction, Carefree, Wickenburg, Pinetop-Lakeside, Strawberry, Anthem, Safford, and more. Ben Dodge is an experienced Arizona Personal Injury lawyer, Arizona Family Law lawyer, Arizona Divorce lawyer, Arizona Bankruptcy lawyer, Arizona Child Custody lawyer, Arizona Estate Planning lawyer, and an Arizona Bicycle Accident lawyer. He can cover all areas of family law, personal injury, bankruptcy and estate planning for you.

Have you been sitting on the fence deciding on filing bankruptcy or not? There are a lot of people who push this off because of fear of everything they will LOSE. No one likes to lose out on anything, especially when you feel like that is all you have to your name. Although there will always be assets you might lose in your bankruptcy, there are a lot of things that you are allowed to keep during the bankruptcy process.It is actually pretty rare that an average family loses any property during their bankruptcy. The bankruptcy laws allow for lots of your property to be “exempt” – meaning that the court can’t take it from you.

If you were not aware (which most people are not), there are federal and state exemptions that protect you from losing some assets. There are different rules for chapter 7 bankruptcy compared to a chapter 13 bankruptcy. Both under both chapter 7 and chapter bankruptcies you will find that most if not all of your property can be legally protected if you are using a good bankruptcy lawyer. There are too many examples to give for every type of property, but one common question we get is about your house. For example, the federal exemptions allow you to keep $150,000 worth of equity in a home (if owned outright), meaning you don’t have to lose your home just because you are filing bankruptcy. There are other exemptions regarding your household goods, clothes, jewelry, cars (up to 6,000 of equity for a car; and only one car per person filing), and most equipment you might use for work. One of the other most common questions relates to your retirement accounts. All tax exempt plans and 401ks are also protected when you file bankruptcy. If you are seriously considering filing bankruptcy, but you are on the fence hung up about the thought of losing something, you should consider your options and be open to cleaning the slate while retaining some of your assets. Come in and lets us review your property to confirm what risks if any you have. Every person and family is different and you should double check with a qualified bankruptcy attorney before filing to ensure your assets are protected.

If you need more information about the bankruptcy process, if you qualify and what your situation will look like after filing bankruptcy- or any other questions about your assets and what you will be walking away with, give Dodge and Vega a call and schedule your free consultation today!

Come in for your free consultation to see what discounts and price you qualify for! Call us at 480-656-8333 any time night or day and we can get you scheduled to speak with one of our qualified bankruptcy attorneys.

 

Written By:

Angelica Wilson, Dodge & Vega PLC

 

Dodge & Vega PLC founded by Ben Dodge, attorney at law. Ben owns and manages a law firm of Affordable Arizona Bankruptcy Lawyers. He is a nationally certified trial attorney, entrepreneur, endurance Athlete, and extreme Ultra Cyclist.

Ben Dodge, Esq.

 

 

 

A consultation with experienced Arizona Divorce Attorney Ben Dodge is free

Understanding your rights and what you are entitled too, Ben Dodge is known as a serious litigator. There are two types of attorneys, those that sit behind a desk and push paper and those who actually hit the court room in the real world and get things done. Ben is a litigator who thrives in the court room. He once said: “It is one thing to tell your clients you are a good lawyer, it is an entirely different thing to be willing to prove it to them while they watch you do your work in front of them, in front of a jury watching your every move, in front of a judge, and your peers who are lawyers on the other side if your case. I love the opportunity to go to court and put my money where my mouth is.

Ben Dodge, Trial Lawyer and NITA Advocate

In my experience most lawyers are either afraid of the court room or not good at it and belong behind a desk or both.” -Ben Dodge Ben is one a very few lawyers trained in advance litigation skills through the National Institute of Trial Attorneys (NITA) and has earned the designation as a NITA Advocate.

The negotiation tactics and strategies of winning a case are extremely important, but should always take a back row seat to the litigation experience and knowledge of court room rules, local, state, and federal rules of civil procedure that can have significant impact on your case. It is wise to be represented by someone well versed in the law, civil procedures, local and state ordinances, rules, regulations, policies, and even the court room politics that always play out.

Ben Dodge always offers a complimentary in person consultation to all clients. For those who live out of state or are otherwise busy with work, etc. Ben will do a complimentary phone consultation as well. Typically the consultations are scheduled from 30-60 minutes depending on the severity of the case. You can expect to get answers to questions, clarity, information, and reassurance of your personal, family, or business issues. In your free consultation you can generally expect to discuss such topics as:

  • What your legal issue is really about.
  • Whether or not you have any chance of winning and how to make that possible.
  • Our unique and incredible fee structure making Dodge & Vega lawyers affordable for almost any budget.
  • Your specific case details, any pictures, police reports, or any other evidence you provide for his review.
  • The applicable local, state, and federal laws underlying your case.
  • Your rights, obligations, and any potential liability.
  • The process, procedure (in and out of court), and the time frame required to conclude your case.

You can call Arizona Lawyer Ben Dodge of Dodge & Vega, PLC at 1.480.656.8333. Mr. Dodge’s staff is standing and ready to accept your call 24 hours a day, 7 days a week, every single day of the year. Someone from our office will personally return your call within 24 hours to schedule an appointment with Mr. Dodge or one o his associate attorneys. There is never an obligation past a complimentary consultation with Mr. Dodge. His passion is in relentless representation and his entire office stands ready to serve with kindness, compassion, and patience. We strive to make a legal experience with our firm one of the most outstanding customer service experiences you will ever have and to do so without you having to go broke! Lawyers can be incredible and affordable. Let us show you how.

Dodge & Vega, PLC

Call Ben Dodge, your incredible Arizona Lawyer today at 1.480.656.8333.

Mr. Dodge can also be reached by email at [email protected]

His main Arizona offices are located at:

Mesa Arizona (home base office)
7227 E. Baseline Rd. STE 109,
Mesa, Arizona 85209

Phoenix Arizona office
2415 e. Camelback Rd., suite 700
Phoenix, Arizona 85016

Tucson Arizona office
One South Church Avenue, 12th Floor
Tucson, Arizona 85701

Mr. Dodge relentlessly represents clients in the entire state of Arizona including but not limited to Mesa, Phoenix, Tucson, Yuma, Gilbert, Peoria, Glendale, Scottsdale, Ahwatukee, Tempe, Chandler, Prescott, Sedona, Flagstaff, Surprise, Kingman, Page, Lake Havasu City, Payson, Goodyear, Buckeye, Queen Creek, Paradise Valley, Show Low, Winslow, Maricopa, Nogales, Globe, Avondale, Cave Creek, Fountain Hills, Apache Junction, Carefree, Wickenburg, Pinetop-Lakeside, Strawberry, Anthem, Safford, and more. Ben Dodge is an experienced Arizona Personal Injury lawyer, Arizona Family Law lawyer, Arizona Divorce lawyer, Arizona Bankruptcy lawyer, Arizona Child Custody lawyer, Arizona Estate Planning lawyer, and an Arizona Bicycle Accident lawyer. He can cover all areas of family law, personal injury, bankruptcy and estate planning for you.