When an individual has failed to pay his or her debts one of the “last resort” collection tools a creditor can use is to request that the court authorize a wage garnishment. This is also a tool commonly used by the government to collect past due taxes. A wage garnishment is a legal process through which a creditor can successfully collect upon a debt without having to rely on the debtor to make a payment. In cases where the court orders an individual’s wages to be garnished, the amount of the garnishment will be taken directly out of the individual’s paycheck prior to the check being issued. To help ensure an individual is not left without sufficient income to pay his or her bills there are limits set by Arizona law to dictate the amount and extent of wage garnishments.
If you suspect you are about to have your wages garnished, or you already have a wage garnishment order that has been issued against you, waste no time in contacting Dodge & Vega, PLC to seek counsel from one of our skilled bankruptcy attorneys. Whether your garnishment is as a result of credit card debt, past due alimony or child support payments, or back taxes, our attorneys will be able to advise you of the legal options available and help you determine how best to proceed. The attorneys at our firm have extensive experience with all types of finance-related issues. We understand what you are going through, and we are here to provide you with the aggressive representation you need. From start to finish, we will work with you closely with the objective of preventing your wages from being garnished or helping you get your wage garnishment orders lifted. This can often be accomplished very quickly, and for urgent cases, we move fast. Should you need to pursue the option of filing for bankruptcy we will use our 35 years combined experience to guide you through the entire process, and help you get the fresh start you rightfully deserve.