Stopping Wage Garnishment
The garnishing of wages occurs when your employer is ordered by the court to deduct money from your wages to pay a debt, such as:
- Consumer debts
- Child support
Wage garnishment is usually the result of a civil lawsuit, but is also a method used by the IRS to collect money for unpaid taxes. The IRS must inform you in advance of the garnishment, but does not need court approval to have money deducted from your pay. In court cases, the amount of money that will be garnished is determined by the judge. Exempt earnings such as a pension, student loans, insurance benefits, unemployment benefits, welfare and social security are not subject to garnishment. Once a judgment is entered against you in court, you will receive a writ of garnishment. Only the accuracy of the data contained in the writ can be challenged, such as an incorrectly calculated garnishment amount, not the garnishment itself.
Wage garnishment can make an existing financial situation significantly worse. If you are facing the possibility of wage garnishment, contact a Mesa bankruptcy lawyer for legal advice. One way to stop wage garnishment is filing for bankruptcy. A qualified attorney can discuss the benefits and drawbacks of bankruptcy based on your specific situation, and provide you with information on other debt relief measures.
Wage Garnishment Lawyer in Mesa
When you are severely in debt, bankruptcy can be a useful legal solution that gives you a fresh financial start. It can prevent wage garnishment and other legal actions such as foreclosure and repossession. Dodge & Vega, PLC is a highly regarded bankruptcy law firm that serves the Mesa area. We can help you resolve your debt problems. We are experienced litigators that have successfully represented many clients in bankruptcy cases. We provide dedicated and uncompromising representation, and will vigorously protect your rights and interests. Our firm maintains a high standard of professional excellence, and will make sure all of your needs and concerns are fully addressed.